3 Key Things Your Business Needs Before a Storm Arrives

6/18/2021 (Permalink)

Keep computer files backed up on an external hard drive or cloud.

If your company in Monte Sereno, CA is heading into a stormy season, now is the time to prepare for potential impacts to your business. Don't wait until your local forecast includes rain, damaging winds, or even a more serious weather event. Start developing corporate emergency plans now that address your assets as well as property and flood insurance policies.

Create a Disaster Plan

Every business, no matter how big or small, needs a disaster plan to ensure it minimizes downtime and losses in the event of an emergency situation. Plans should be reviewed every year to update for changes in management and staffing, office locations, individual and commercial insurance carriers, and local or regional government issues.
Your plan should include the following:

• Primary and alternate work locations for all departments
  
• Backup and recovery of data and systems
  
• Vehicle and asset lists for all your locations
  
• Employee contact information
  
  

Anticipate Damage
If a weather event is forecast and your office is located in an area under a state of emergency, planning for potential damage is essential to successfully minimizing the impact to your business. Develop a list of construction companies, storm damage restoration services, and other contractors to help with cleanup and rebuilding after the storm. Review the list annually to ensure you have up-to-date contact information.

Get Covered Early
Most carriers require a 30-day wait period before a newly purchased policy goes into effect. Some insurance companies also stop issuing new policies in regions under threat of adverse weather events. To ensure your company is covered well in advance of a natural disaster, compare quotes for property and flood insurance policies long before you may actually need them, and select the best coverage early.
Identify what you have, who will fix it, and where to get property and flood insurance. Planning is the key to successfully surviving a season of storms.